You open your eyes to find a new day has been bestowed upon you. It is day number one. You feel refreshed enough to puke.
Today's interest rate: zero.
Hitpoints have been restored to one.

You take a few minutes to take stock of how you're looking and feeling.
You have died by having the flesh incinerated from your bones, leaving you a blackened, charred skeleton. You lose some Stamina.
You are looking trim and slender. You gain some Stamina.